This is not a commitment to lend. Not all borrowers will qualify. This is for illustrative purposes only and estimates are based on information you provided. Interest rates, mortgage insurance rates, and programs are subject to credit approval and available rates and terms will vary, sometimes drastically, based on borrower eligibility and program selected. For accurate interest rates and mortgage insurance rates please contact your sales consultant. For illustrative purposes FHA/VA and USDA loan amounts will include an estimate for the financed upfront MI amount.
This is not a commitment to lend money of any kind. This calculator is for illustrative purposes and estimates are based on a generic calculation with regard to the information you provided. Automotive interest rates are subject to approval. Available rates and terms will vary, sometimes drastically, based on individual borrower eligibility and program selected. For accurate automotive costs please contact your nearest retailer.
This is not a commitment to extend insurance of any kind or to lend money of any kind. This calculator is for illustrative purposes and estimates are based on a generic calculation with regard to the information you provided. Insurance rates, interest rates, mortgage rates, and insurance programs are subject to approval. Available rates and terms will vary, sometimes drastically, based on individual borrower eligibility and program selected. For accurate insurance costs please contact your insurance provider.
Interest rates and APRs are based on current market rates, are for informational purposes only, are subject
to change without notice and may be subject to pricing add-ons related to property type, loan amount,
loan-to-value, credit score and other variables - call for details. This is not a credit decision or a
commitment to lend. Mortgage insurance may be required. If mortgage insurance is required, the mortgage
insurance premium could increase the APR and the monthly mortgage payment. Additional loan programs may be
available. APR (annual percentage rate) reflects the effective cost of your loan on a yearly basis, taking
into account such items as interest, most closing costs, discount points (also referred to as "points"), and
loan-origination fees. One point is 1% of the mortgage amount (e.g., $1,000 on a $100,000 loan). Your
monthly payment is not based on APR, but instead on the interest rate on your Note. Adjustable Rate Mortgage
(ARM) rates assume no increase in the financial index after the initial fixed period. ARM rates and monthly
payments are subject to increase after the fixed period.
Rates and APRs also assume owner occupied Single family residences with an 80 loan-to-value (20% Down
payment). Discount point have varied and can be found on www.freddiemac.com. These mortgage averages are
for loans in 1st Lien Position. The historical Freddie Mac PMMS® data is provided "as is," with no
warranties of any kind, express or implied, including, but not limited to, warranties of accuracy or implied
warranties of merchantability or fitness for a particular purpose. Use of the data is at the user's sole
risk. In no event will the advertiser on this app or Freddie Mac be liable for any damages arising out of or
related to the data, including, but not limited to direct, indirect, incidental, special, consequential, or
punitive damages, whether under a contract, tort, or any other theory of liability, even if Freddie Mac is
aware of the possibility of such damages.
Kristopher joined PIA of Tennessee in March 2015 as Director of Member Services. His professional career in insurance started with MetLife as a Financial Services Representative, Functional Manager, and Associate Financial Planner. He worked for Harleysville Insurance as their Regional Life Manager in Tennessee, Alabama, and Arkansas. He spent two years as an Associate Development Director for Shriners Hospitals for Children. He has owned his own insurance agency, focusing primarily on life insurance and other protection products. Kristopher graduated with Summa Cum Laude honors from Ashford University with a Bachelor's in Organizational Management degree. He is actively involved in the community as a leader in Boy Scouts and an adviser for DeMolay International. He is a Freemason, having served in multiple masonic organizations, including Chairman of the Grand Lodge of Tennessee's Long-Range Planning Committee. He also served as a member of the Board of Governors for the Shriners Hospitals for Children in Lexington, Kentucky. He, his wife, Danita, and their son, Daylen, live in Nashville.
You are going to a 3rd party website and there is NO WARRANTY, expressed or implied, for the accuracy of this information or its applicability to your financial situation. Please consult your insurance consultant.
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